If You are a small business owner you know exactly what I an going to rant about.

 This economy sucks!!!  People are not buying.  They keep listening to the talking heads on the news crying Recession!!!  As a result they are holding their money out of circulation. Yes there are many un/under employed people out there, but not so many that every small business owner I talk to is experiencing such a large drop in sales.  Two of my fellow busines owners are having to bid jobs at cost just to stay busy.  If joe consumer would just spend one or two percent more we could climb out of this so called recession.  

My other rant is the lack of funding for small business from banks or other institutions.  To qualify for an SBA loan you have to have a perfect credit score.  If you have made the mistake of borrowing from someone like Benificial Finance you have just poisioned any chance of obtaining even a conventional loan from any other commercial bank. 

Ok time to climb down from the soap box.